Individual Life, Disability & LTC Protection
In addition to offering group sponsored insurance benefits, Eastern Benefits Group offers an array of insurance products to meet the needs of individuals.
Through financially strong insurance companies, Eastern Benefits Group provides individual life, disability and long-term care insurance coverages for individuals and families. Because every individual situation is unique, representatives from Eastern Benefits Group will take the time to work with individuals and families to structure the protections that are most suitable. Whether it is for family protection, estate planning, income preservation, or lifestyle maintenance, Eastern Benefits Group can design products to meet your personal needs.
Life Insurance Protection
Eastern Benefits Group offers competitively priced term and permanent life insurance plans. Life changes and situations, such as marriage, birth of a child, estate planning and inheritance, often require a review of individual financial planning needs. Life insurance is often a critical component to providing protection and funding in these situations. Eastern Benefits Group can play an important role, along with your attorney, accountant, and financial planner, on your financial planning team.
Disability Protection
Your standard of living depends greatly on your ability to earn wages. If you were to become disabled by an injury or an illness, you would probably have a difficult time meeting your financial obligations and protecting your assets. Long-term disability insurance plays a critical role in the financial planning area. This coverage ensures that your income is protected in the case that you were no longer able to work. Eastern Benefits Group works with the premier disability carriers and offers you affordable and effective income protection options.
Long-Term Care Coverage
Long-Term Care insurance provides protection whether care is provided in a skilled nursing facility, assisted living residence, or within a private home. The need for Long-Term care coverage is growing as our population ages. Medicare does not pay these expenses and the burden often falls on individuals and their families. The cost of care may range from $40,000 to over $80,000 per year. Long-Term Care insurance can not only fund these costs but also provide individuals with choice and peace of mind when it comes time for choosing the appropriate form of care.